Dwelling Fire Insurance (DP3)
Tailored protection for rental or non-owner-occupied homes
Dwelling Fire Insurance For:
Landlords of single-family rental properties or duplexes
Secondary or seasonal homes not occupied full-time
Policyholders needing strong, dependable coverage for non-owner occupied residences
Dwelling Fire Insurance
Our DP3 Dwelling Fire policy offers reliable, flexible coverage for residential properties that are not occupied by the owner. Whether you’re a landlord protecting a rental property or own a seasonal or secondary home, the DP3 is designed to deliver peace of mind and long-term stability.
Built with the same strength and resilience as our HO3 policy, the DP3 form protects your property investment from Florida’s unique risks with options to fit your needs and your tenants’ lifestyles.
DP3 Key Features
Dwelling Coverage (Coverage A)
Dwelling Coverage (Coverage A) with replacement cost options
Other Structures
Other Structures (Coverage B) and Loss of Rents (Coverage D) coverage
Named Peril Protection
Named Peril Protection with broad form coverage, including windstorm and hurricane
Customizable Endorsements
Customizable Endorsements like personal liability, ordinance or law, and water backup
Ideal For
Ideal for Tenant-Occupied or Seasonal Home